When people think of their most valuable asset they often think of their home, their 401(k), or their new car. Not many think of their ability to earn a living as an asset. Even though without this ability, there would be no home, no 401(k), and no car.
The average dentist will make anywhere from $3,000,000 to $10,000,000 over their working career. At Dentists Disability Insurance we have made it our job to help protect that asset with the best possible “own occupation” language at the lowest available cost.
There are many ways to protect yourself from risks that threaten your ability to work (group DI, association DI, emergency funds, workman’s comp, government sponsored plans, etc.). However all of these options have their drawbacks. An individual disability policy from a reputable insurance company is the most efficient way protect your largest asset.