Disability Insurance for Orthodontics

This is what makes the policy designed for your specific occupation as an Orthodontics.  If you become sick or injured and can’t perform the specific duties of a Dentist, you will receive full benefits from your policy regardless of income earned while working in another occupation.

Many illnesses start off slow.  While you may still be able to work as an Orthodontics you might not be able to work as many hours or perform all your duties.  If you have a partial loss of income, you will receive partial benefits from your disability policy.

As your income grows, this rider guarantees your ability to buy more insurance without medical underwriting

If you become sick or injured and can’t work for a long period of time, this rider will keep your disability payment in pace with inflation.  This rider will increase your benefit by 3% or 6% based on the actual consumer price index (CPIU).

Have you ever heard of a Student Loan Rider? We represent some carriers that will reimburse you for student loan payments over a 10 to 15 year period. In the event that you become disabled before your loans are paid off you can have the peace of mind knowing that your Student Loan Debt as a Dentist is covered.

If your disability is severe and leaves you needing assistance with daily living, this rider will pay an additional monthly benefit.