If you are healthy and want to purchase a disability insurance policy without having to give blood, you’re in luck. Many insurance companies have now made it easy to apply for disability insurance without the need for medical or financial underwriting. Some of the top insurance companies will offer you up to $7,500 of individual disability insurance, and in most cases all they require is a 10-15 minute phone interview to ask about your medical history.
Simplified underwriting programs:
- MassMutual – Up to $5,000
- Principal – Up to $6,000
- The Standard – $ Up to $6,000
Some restrictions apply. If you are interested, please let us know and we can easily tell if you would qualify for one of these programs.